Empréstimos Caixa, concedidos pelo Caixa Tem, recebem recursos do FGTS para financiar micro e pequenos empreendedores.

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O aplicativo Caixa Tem agora passa a ter uma nova linha de crédito oferecendo valores entre R$ 300 e R$ 3.000 chamada SIM Digital. A opção faz parte do PRO (Programa de Renda e Oportunidade) do governo federal.

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O referido empréstimo contempla as pessoas físicas e microempreendedores individuais (MEI). Saiba como solicitar crédito no Caixa Tem.

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As regras foram publicadas pelo Ministério do Trabalho e Assuntos Sociais (MTP) no final de fevereiro.

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Os interessados devem atualizar o aplicativo da conta digital para desbloquear a opção. O governo espera atingir cerca de 4,5 milhões de pessoas.

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Empréstimos Caixa até R$ 3.000: Outras Informações Caixas Empréstimos até R$ 3.000 destinam-se apenas a quem deseja iniciar ou expandir seus negócios formais ou informais.

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Portanto, ao solicitar os valores, deve-se especificar a finalidade do empréstimo. Além disso, os seguintes critérios devem ser atendidos:

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– Não ter dívidas superiores a R$ 3.000 até 31 de janeiro de 2022 (desconsiderados financiamentos imobiliários e limites de crédito bancário não utilizados); – Quem é MEI deve estar no mercado há pelo menos 12 meses e apresentar comprovante de residência e documentos da empresa;

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Como funciona o crédito? Pessoas físicas podem conseguir os valores pelo aplicativo Caixa Tem diretamente no celular com tempo de resposta de até uma semana.

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Empréstimo Caixa Tem: Veja com solicitar Como mencionado anteriormente, com o empréstimo Caixa Tem, não há necessidade de pessoas físicas visitarem as agências pessoalmente, pois existe a possibilidade de aproveitar o serviço através do aplicativo Caixa Tem.

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